You also need to consider your own personal risk tolerance.

What is your risk tolerance?

If that duplex appraised at 90,000....they would TOLERATE it maybe.....they would not like it.  

As I proposed in one of my articles, some agents, who know full well what it's like to make cold-calls because they have done it themselves, usually take these calls with grace, tolerance, and kindness, much like the ex-waiter or waitress becomes some of the best of future tippers.

It is about deciding your risk tolerance, goals, tying to your core values and where you want to be in 10 year.s 

@Cliff T. it's all about risk tolerance.

Big banks approved only 13.5 percent of small business loan applications in April 2023.In conclusion, whether to form an LLC or operate as a Sole Proprietor depends on the specific circumstances and risk tolerance of the investor.

We would need to know your dad’s age and who he inherited the IRA from and what their age and RMD situation was, his own separate tax situation now, his current SS benefits and situation, his goals/investment objectives/risk tolerance, etc.

I think it's all based on your risk tolerance and timeline.I think it depends how much you are looking to build up to put into your next property and how quickly you can do that. 

Investors have the freedom to choose their own investment vehicles, such as stocks: Gold, Real Estate, Debt, stocks, bonds, ETF’s, and mutual funds, allowing them to tailor their portfolios to align with their risk tolerance and financial goals.Cost Savings: Self-directed investors often enjoy lower fees compared to managed accounts.