"The man who represents himself has a fool for a client" was said about attorneys, but it could be said about a new investor representing himself in a sales transaction.

Been a lot of work and Lot of exposure financially I borrowed about 50 million to pull this off..

A lender is the middle man who will sell your loan to the big banks and in most cases charge you points and higher fee's to support the branch and loan officers commissions.

Two properties in each of them which equals  to four.

Some of the larger companies will take them, but they often charge a fee.

I could also just do RUBS on each of the 4 units based on # of occupants or square footage or another method (which is best???).

I have close to 1,300 units now of days.

Hi Kwanza,Bay Tek (650-204-1512) would be a great starting point, but I’d also recommend reaching out to Adler Builders (650-398-9030) and Mission Home Remodeling (415-855-7269) for comparable bids.In San Francisco, you’ll need a licensed General Contractor (GC) to pull the necessary permits.

If you meant co-living, look up @Grant Shipman, that is what he does.Can you please explain or point me to a post that tells us what your model is?

Do you have an idea of what type of properties interest you, SF, 2-4 MF, or 5+ MF?