I live outside of Charlotte in a small town called Denver (of the East).

I currently live in chanhassen but own rentals and have a few flips going in the rochester area.

Real estate is easy to get into, but hard to earn a living. 87% of all agents quit within two years because they don't make enough money.

The St Germain Act states that state governments can NOT outlaw due on sale clauses except for transfers from an individual to a revocable living trust.

Are you looking to live in one unit and rent the others? 

Now you see how expensive dining and living rooms are that could be converted. 

While I do not live in ID, I'd love to connect you with one of the best agents out there.

All those people you perceive as broke ,financially illiterate or irresponsible live somewhere unless they are homeless.

I agree with the others here that say you need to have some skin in the game, if you are going to live there yourself, get an FHA loan rather than owner financing, you can get a 3.5% down loan, personally I do not love these as they require  PMI which is an additional expense, and you also need  bring additional funds for closing at least for taxes, title, attorney and transfer fees . borrowing from anyone else for the down payment, to include a personal loan from the bank is not a good idea, those again will be higher int. rate.

Living in the Pacific Northwest, where the “Big One” could strike at any moment, I’ve been gradually selling off my portfolio to exit the market and safeguard my capital.