But the name of the policy is not as important as the name that the policy is written in.These policies can be named "Landlord", "Rental Dwelling", "Apartment", etc. 

@Brandon Turner Like most landlord dwelling policies and homeowners policies have particular breeds of animals which are considered to be contrary to company guidelines...Many policies will have an Animal Liability Exclusion which will exclude coverage for liability claims caused by animals.

Carlo,Your Insurance as a Landlord should include:- General Liability (Bodily Injury & Property Damage, Personal Injury, & Fire Legal)- Property (Building, Contents, detached structures)- Loss of Rents If this is a 1-4 family rental, the likely policy that you will be looking at is a Dwelling Fire policy (some companies call it a Landlord policy).  

Unfortunately my cave dwelling self doesn't have Facebook.

Here's an excerpt from AB68:"(ii) A local agency shall allow at least one accessory dwelling unit within an existing multifamily dwelling and shall allow up to 25 percent of the existing multifamily dwelling units"Full text here: https://leginfo.legislature.ca...Hope this helps!

Here is specific language from the loan docs: "Short-Term Rentals (regardless of the duration of the term) shall not be permitted unless otherwise expressly approved by Lender in writing;"Here is their "definition" of short-term rentals directly from the loan docs: “Short-Term Rental” means any Lease or master Lease (including subleases, licenses, and other possessory interests, whether oral or written) of an individual dwelling unit, for which the intended occupancy of the dwelling unit is for a period or periods of less than thirty (30) days, irrespective of the stated term of the Lease, including any Lease:(a) for corporate tenant and guest suite purposes; or (b) with an agreement or arrangement between either: (i) Borrower and a tenant whereby the tenant may enter into a separate agreement or arrangement with a Short-Term Rental Provider to offer Short-Term Rentals at the Mortgaged Property; or(ii) Borrower and a Short-Term Rental Provider, pursuant to which tenants may offer Short-Term Rentals at the Mortgaged Property.

I'm interested in putting a single family dwelling on the property, but am very limited by such a small envelope. 

Although he doesn't dwell on it, he does say that you should try to get the business to succeed, but even if it doesn't its still beneficial because you can now claim many things as business expenses, and also have access to the wonderful home office deduction. 

In Oregon, state law allows dwelling occupancy of 2-per-bedroom plus one.So a 3BR house can legally house seven unrelated people.Once upon a time I lived in a place where maximum dwelling occupancy was limited to two unrelated.

Conventional financing, improvements should not exceed 80/85% of the total or land should not be more than 20/25% of total value, some leaway...You find this in areas where you have 5 acres and a small home, like a farm house, where there is more value in the land than the dwelling.....hope that helps....