Just starting out and I've been making my way through the Podcasts.Two subjects that have come up often (at least in the first 70 episodes) are investing while working a full time job and working for a person/company that's doing what you want to do, to learn the ropes.These subjects have been discussed separately and my question to the forum is, what would you suggest to a person (like myself) that works a full time job and is interested in learning the ropes from a person/company?

Doing your homework and being conservative is the best way to impress a lender from your application.Footnotes: material costs, Subject to price increases.

Since we don't have a subject property to go off of, we can look at current wholesale market percentages and give you a ballpark based on theoretical numbers.  

I got a 15k lesson in that one this last year and two other BP members got even more expensive lessons with this one frequent BP poster  :)  I can laugh because 15k is not going to change my life.. but other investors this could be serious Its why I am in the 1% of  BP frequent posters ( and it could be far less than 1%) that think that paid training is one of the best ways to actually get going in this business as opposed to thinking you can listen to a few pod cast read a few blogs read BP until your eyes bug out and your all of a sudden going to be a successful RE investor...

Welcome @Danielle J. to the Bigger Pockets community.On the subject of REI clubs:Check out the "Local Real Estate" forum under "Community/Forum Categories" above.

Should I do Subject to or Lease Option?

As you can tell, I don't know much about the specifics of the subject yet

As @J Scott has intimated on another thread on this subject he sits on the board of some of his investments.

Yep, happens frequently.  

It's really hard to find complete information on that subject.