Covered the contractors, loss or stolen equipment & great coverage.

Don't you have to purchase an insurance binder, and pay for the first year of coverage, before the closing?

I'm currently at a reliable/well-known insurance company.My agent is very good and my coverage is pretty decent.My deductible is 1,000 and I'm at replacement cost withsome pretty significant amounts above what I actually owe.The being said, my rates have really gone up considerably inthe last year.

Over the past couple years I’ve picked up nuggets from BP that played a large role in the following deal. There are several people that have contributed an immense amount of knowledge to this forum and I am very grate...

I don't know how you would do comprehensive due diligence on the COA, but i would find other unit owners to talk to.

If not do a 3 day notice on the rent AND unauthorized pet.This way if they say they are just watching it you have them on the rent.Call animal control on them.Here in Georgia we call and animal control shows up.When animal control asks the tenant if it's there dog they have to sign a form if they say it is.If they acknowledge it is not their dog animal control will take it to the pound and our property management signs the form.Had an incident just like this and the tenant was all mad because she was watching it for her mom who lived somewhere else but would not acknowledge it was hers.The easiest route is to simply tell your tenant having a pet without management approval first is a violation of the lease.Further you can tell them pit bulls are not allowed because the insurance company will drop coverage for the whole building.Insurance does not cover aggressive breeds of animals.Tenant will ask "what if we get our own coverage policy?"

Thus I can't just email over a comprehensive model to show how those multi-family forecasts are set up.

And if he did destroy it before you close, wouldn't that be the seller's insurance coverage to get it to condition when you made the offer?

But, how long before all the other insurance companies follow suite with either demanding lead certs or excluding coverage for LBP issues?

If these were multimillion dollar apartments that may be a good idea (I'd have a good lawyer to ask in that case), but you'd probably be better off making sure you have good liability coverage and skipping that $800 expense per property.