@Trent BargaLenders will routinely assess a borrower's DSCR before making a loan.

This way you can borrow from yourself and pay yourself back and keep things simple and the properties separated. 

And you don't want to have to pay to borrow against your own cash when you will have good terms at 20% down. 

What is the amount he wants to borrow and for how long? 

@Tala Brunson If you buy an investment property with a bank loan, lenders like to see a tax return to verify borrower's income.

Rents received from the additional units in a multiple-unit property in which you (the borrower) resides in one of the units may be used for qualifying purposes, thereby increasing your income.

Servicers dumping repeatedly means a couple possibilities: nothing maybe, borrower is a pain, in forbearance and claiming they will sue, no equity, have not paid taxes and insurance in the past 18 months, location is rural, servicer in financial trouble... 

I'm wondering if anyone can help me get an accurate report / calculation if I'm borrowing the rehab funds in a rehab / construction loan.I'm currently not getting an accurate report for amount of cash needed etc.. when I add rehab costs to rehab field.

Have you done some seller financing and you have a borrower that isn’t paying?

Mostly cash, some equity from another company we own, and borrowing money from friends and family.