How to use your fund

[Jay Hughes]

Hi everyone!

I am a newbie who's interested in learning more about real estate investing.

My question is: If you have enough money to buy a property in full should you do it or take out a loan and do a percentage down? I've heard that you can use the loan opportunity to build credit and credentials. While the unspent money can be used to invest in other properties or use it as a reserve in case something unexpected happens. I have gotten mixed responses before on other platforms, and I was wondering what the BiggerPocket community thinks. please let me know, truly appreciate it! Thank you all

Cheers!

J.