So on numerous occasions, I have expressed my concerns about staying within my budget.Now on top of this, the property manager let the pipes freeze and they leaked and the boiler also cracked which I was told to file an insurance claim.

Florida is a unique state for MHP law and the insurance has gotten very expensive there too.I recommend checking out @Frank Rolfe's mobile home university content if you haven't already.

This is a conventional loan where they also cover your PMI (private mortgage insurance).

Home prices will likely vary by region, with modest increases in areas of high demand and stable job markets, while others may stabilize or decline.

Factor in carrying costs (utilities, taxes, insurance).2.

Anyone speaking in "sure-thing / simple" terms, I call BS. 

How bad is the insurance, how high are the property taxes, is there an Hoa, etc etc. 

Historical data shows that the transaction fees are very stable and predictable. 2.

It can rent for $3600/m Using 615k ARV and 75% LTV with taxes and insurance my payment is: $4267. 

Maybe you pivot into a multi-family in Phoenix or a single-family in Omaha.. from what I’ve heard they can still provide stable cash flow.