A bank will not give you the $ as you have to show ability to repay the loan. 

. - will it influence property taxes once we move to conventional loan in 3 yrs? 

We have around 20k in savings we’re hoping to do our first BRRR with using a FHA loan in the future.

So in Real Estate, say your doing a "volume model", let's say sec8 housing.

Conventional loan, 25% down at ~7% interest rate How did you add value to the deal?

For those who’ve used it, what strategies or sources have worked best for you when covering the difference between your loan and the total project cost?

Maintenance/cap ex, insurance, if a rental PM, bookkeeping, misc.The fact you have a loan means 1) leverage 2) equity pay down.In addition, there are tax benefits.So I will do some rough underwriting as an OO non-rental at 95% LTV (because FHA has some undesired consequences that make the 1.5% difference in LTV worth avoiding the FHA).equity paydown: 20% (using OP interest rate at 95% LTV and not counting closing costs). 

In the program, it appears that you offer a Pre-Loan Application-- perhaps this is how the program is legal?

Hard money is a type of business loan for non-owner occupying investors.

I focus heavily on the sell side and on the buy side only work with high net worth individuals so the newbie wanting a 400k multifamily with an FHA loan probably isn't for me.