Best of all, it captures all of the numbers that call, private or not!!!

You might want to start reading up on private money and hard money loans, which are both great alternatives to a traditional mortgage.

I don't know of any bank or private lender lending those rates/terms - estimate worse-case for your situation.

I'm very certain I've had more students or given instructions to more people than any private music teacher, I know that as my father was a music teacher when I was a kid.I think you just said those who have a gift for teaching others can do so much better with experience in the subject, that's what I was saying as well.Perhaps the flu has you down, get better, but what I said was not directed at you or anyone particularly, no need to be defensive, I left the door open by mentioning the subject matter to be taught.

I agree with Tony you should search for a JV opportunity with a realtor, wholesaler, private lender, contractor....

Either the bank won't lend me enough money because of other debts or private lenders need too much money down and I would still have to provide fix up costs.Any advice is greatly appreciated.

I was reading in blog post http://www.biggerpockets.com/renewsblog/2013/06/25/buy-a-house-with-2000-or-less/In it it talked about using private money.

Entering an option contract is a private event.

Bridge loans, offered by private money, non-bank lenders is a viable alternative.

You find the property, the create a "private placement".