I have 2 years experience as a Regional Manager for a Heating and Cooling company. 3 years of welding experience and certifications, Electrical experience, and concrete management experience.

Computers, printers, file cabinets, software programs like QuickBooks. 

They have a great FAQ and program explanation pages on this topic.

Is there a lender or program that will lend to a real estate business looking to use the lent money as down payments/cash reserves/closing costs?

2) which property type is easiest to rent and offers the best ROI. 3) should I put 20% down or do a 3-3.5% down program and pay PMI?

I'm not familiar with the program, but this could be a win-win situation.In exchange, I will create a blog within BP, including pictures, and updates.

Furthermore, are HUD programs negotiable when it comes to established leases changing ownership?  

The Skinny Offer usually is understood and accepted by sellers of residential and land owners.Commercial Long Form Contract Offer, this is only three pages, but has everything in it that is needed to make the deal work and to will defend the investors position in court if it every comes to that.Locator Program, a networking system with trained Locators (neighborhood people and others who want to make extra money in real estate but don't want to spend the money or time learning how to be an investors), a good Locator is capable of supplying many potentially profitable leads.

Section 8 is a good program but it's not for everyone. 

I think Sean Terry's program or podcasts is a great place to start.