I am very familiar with the Katy, Memorial and Spring Branch areas of Houston, and now I am out in Cypress, Tx.To start my education, I have been listening to BP podcasts, and I have read Rich Dad Poor Dad and the Richest Man in Babylon. 

Like many people I hear in the BP podcast and other real estate podcasts for that matter, I was introduced to the idea of real estate through "Rich Dad, Poor Dad."

If you have a traditional IRA You don't pay any taxes until you take the money or property out of the Ira.

I also have a meetup once a month in Yonkers and we play the rich dad cash flow game.

I may consider using traditional financing If I can...  

There are some solid older neighborhoods with those colonial traditional homes, but they aren't really rental properties.

If your traditional retirement vehicles amount to about 10% of what you want your total mortgage balances to be, you're fine no matter what. $1,000,000 in mortgage debt * 6% = $60,000 = $100k in 401k/IRA * 60%.For everyone else, it matters how many financed properties you have. $400k in debt across five properties will have higher reserve requirements than $700k in debt across four properties. 

Thank you Rich, I will start doing all of that.

I don't know any rich wholesellers that never kept some properties.

I agree with Rich, flipping in that area is a better option than holding.