Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Personal Finance
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 8 years ago,

User Stats

117
Posts
63
Votes
David B.
  • Investor
  • Worcester County, MA
63
Votes |
117
Posts

SDIRA - How is real estate handled when I reach retirement age ?

David B.
  • Investor
  • Worcester County, MA
Posted

Hello all:

If I have purchase real estate (a house) within my SDIRA (self Directed IRA), what happens when I retire?

Do i just take income from the IRA? Or have the IRA sell it and take the money from the IRA? If so, this would be taxable, correct?

I'm just trying to wrap my head around the tax implications o fall of this. As, one big advantage of real estate (when buying it outside an IRA) is the depreciation deduction and interest deduction, that can shelter cash flow from taxes.

But, this money that comes out of the IRA, when I retire, will be taxable, correct? So, how can I work this so that I am not hit hard with taxes, when I retire.

Loading replies...