And you should be looking for this.Talk with them about bundling a few of your mortgages together into a commercial refi either for this project or future (you may need to actually do this).Go through a few conversations and you can learn a lort about portfolio requirements, lending parameters/constraints and goals of the bank and loan officer.

my understanding is also that "active" would generally mean :‘regularly and continuously’ engaged in the business of leasing or renting real estate for income or profitnow we enter a grey area of conversation and back and forth, etc. on what this means.... just thought i'd drop this out there.... thoughts @Michael Plaks ?

Seems like calling gets a better conversation than email, so finding a lender or lenders will be a bit of a manual/analog process.

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I'm looking for 1-on-1 type conversation to help strategize, not seminars. 

Doesn't work that way).Conversely I have clients with millions to tens of millions getting 1 to 2% returns and they love getting passive returns in commercial of 5 to 8%.

I'll follow this conversation so if you find something please post!

Look like a serious successful (YOUNG) businessman who is going to HUSTLE to get the job done, and don't worry about your age.Will you age lose you some clients--sure, but so what--HUSTLE and replace them with one's that don't care.If someone asks your age, tell them "I'm only 21 but I'm working on being the top guy in town this year", and move on in the conversation to close them.Good Luck!

Does anyone have any experience with zoning conversions from single to multi? 

Make sure that your property meets sq footage requirements, and that the city is okay with your conversion.