Remember, most are unlicensed and brokering without a license, have no accountability to state boards, operate as fringe operators skirting laws, may be correctly called public nuisances, have no insurance, etc.

The homeowners are wanting to get out of the houses before the insurance money comes and some are under the impression that they can pocket the insurance money and give me the house.

Licensed insured bonded. 

Best option is to simply have adequate insurance coverage (must have anyway).

Hello,Our duplex is insured as a single family home.

It looks like just one section had a tree come down on one section but considering what I have seen from this storm, the damage looks really minor.Now we went through our insurance for damage on our own home but how would buying something like that work?

So that's another $475/mo total for both.Did you also include insurance?  

One draw is the large insurance company there, which brings in new employees and their families.

Also double check you can even get insurance.

Well then you take the $900 and multiply it by 12 to give you a year's total income and then subtract your yearly fees from that which is generally about 35%  (10%-Management, 5%-Maintenance, 5%-Vacancy, 15%- Insurance & Taxes.).