This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return. 5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

It's not a good deal, seller financing or not, if the property is an income producing home where the tenant, your income generator, does not pay. 

Basically doing things that that did not produce Income immediately.

You need to work with one particular type of person when operating in this business: those who are passionate about what they do.Find those who are so passionate about what they do that they would do it for free if they could, and I think you'll find the output people produce for you satisfying.

I have two rental properties (SFH/Duplex) with a fairly hight debt to income ratio as result (~40%), but have a solid government job and plenty of investments in financial markets to be considered financially healthy.   

When I buy a rental property My interest is what is the rent it is producing today, and how much more rent will it produce when I have worked my magic on the property.

Even though we have a small number of properties, this will be a busy year for us as we are planning major renovations for our building, renting a vacant unit, and selling our land and converting to an income producing property investment.

I think it's healthy overall to ensure citizens have a fair chance to enjoy home ownership, the opportunity to invest in and benefit from owning real estate preventing it from being heavily limited to investors.

@Michael Sontheimer-  most  lenders will use your  the  scehdule E  from your  tax returns for the past  2 yrs  to determine the   rental income that is usable for  qualifying for a loan ....so  if you have the ability to make this  schdule as  healthy as possible  - you might  consider this  ....if the  rentals  have been owned for under a year - the lenders  may use 75% of the  lease  amount  

We're in a healthy financial position but with it being our first one, didn't want to dump all of our liquid assets into it.