Looking for a Portfolio loan or similar

[Michael Sontheimer]

I currently own 6 small single family rentals (one is a duplex). 3 have mortgages, one has a HELOC and 2 are owned free and clear. All my mortgages were refis. However I only got 60% LTV on the refis because my income is almost entirely foreign earned. I did not know about brokers and other options etc. But now I realize there must be a way to get a higher LTV loan. Now that I have 6 properties and they are all earning income, I think there is a loan that I could get that uses the income of the properties and not solely my personal income from outside the USA. By the way my job is incredibly stable but it is the red-tape of 'those are the rules' that has left me frustrated. Any thoughts would be appreciated! Thanks!

[Kerry Baird]

DSCR mortgages may be just the fit for you. Check out Mofin, LendingOne, Visio, Civic, FOAC, RCN.