I've heard that the down payment percentages for investment properties can be higher compared to primary residences.Specifically, I'm looking for insights on:The typical down payment percentages required by conventional lenders for investment properties.Any differences in requirements for single-family homes versus multi-unit properties.Experiences with different lenders and any recommendations for those offering favorable terms for investment properties.Any tips for negotiating better terms or finding lenders with more flexible down payment options.For context, this will be my second property, and I have a good credit score and a stable income.

Ideally, you want a professional career (skilled labor) and a stable multi-year job.

Short Term RentalLong Term Rentals: They offer stable and predictable income once a tenant is in place and generally appreciate over time, adding to your equity.

After STR wasn’t stable enough, we pivoted to Rent by the Room.

These areas are more stable, but you would have to put effort into finding below market deals.

However, brrrr, especially in stable areas can be consistent over the long term and for generations to come.

What about open stables?

I am eager to begin investing, but I want to make sure I am making the right decision to assure my family remains financially stable. 

They must understand the "subject to" arrangement, including the risks associated with the due-on-sale clause and the fact that the mortgage remains in the original borrower's name.It’s advisable to have all agreements and disclosures in writing to avoid future disputes.Buyer’s Financial Stability:Ensure the new buyer is financially stable and capable of making the mortgage payments.

I'd look at land value and land development to capture substantial upside, I'd look at 50+ unit deals for entitlement, I'd self perform land acquisition and land development in a midwest market like columbus that allows for substantial gain and represents a more stable long term growth, but when you break down the industry new construction is very stable you are already doing that by just working in new construction. you'd essentially be the developer on a larger deal you could do that in one deal. lol