When you have STR like airBNB or VRBO DSCR does allow that income unless you can provide a previous 12 month rents received or a print out from VRBO.The alternative to that is if the lender or UW will allow the appraisal to use MTR/STR income/rent schedule if the rents and property is common to the area in terms of rent available for the apprasier to show proof.My advice to you is make sure you do your home work and deal with a seasoned Banker or Loan officer that funds multiple DSCR loans per month. 

The governments are quick to reassess when values go up, not so much when they go down. 

If so, I could probably instruct the tenants to print out the relevant documents, fill out the paper work, scan the files, and then email me their completed forms.

They will say you didn't read the fine print even you tell them that you have no loan contract in your possession.

I just graduated and am currently working as an intern at a government agency (for up to one year).

The mortgage is secured—or collateralized—by the house, the buyer’s name goes on the title and the mortgage is recorded with the local government.2.

Specifically I am having a hard time figuring out the background check and finger printing I need in order to submit my application.

Building permit lists are public records that document permits issued by local government authorities for construction, renovation, or demolition projects.

Entire governments nearly fell from covid.

The down side to Latin America is that the government can change at any time leading to civil unrest.