Investment Loans (DSCR?)

[Aamna Kidwai]

Hi Everyone, 

I am trying to understand if lenders for DSCR loans will take midterm rental rates into account or only long term rents of the area? This would be specifically for a property that doesn't have previous rental history. What would you guys say are the downsides of DSCR loans? Are there other loan products similar to the DSCR loans that can also be utilized for investment properties?

Additionally if anyone is a broker and can help find the best loan terms for DSCR (or other investment loans) in the Cincinnati Ohio area please let me know!

Thank you,

Aamna