There are actually THREE kinds of subject to transactions1- subject to existing mortgage without lender approval2- subject to existing mortgage WITH lender approval3- subject to existing mortgage as part of a seller financed wrap around mortgage.with #1 and #3 it’s in everyone’s interest to utilize a third party servicer, who collects and then distributes payments.  

And your net worth will thank you.If you still want to go ahead, you'd be better off buying a house than an apartment because, while the value of the building itself will go to 0, you'll still have the value of the land, bearing in mind that the land might actually lose value too given the depopulation and the yen depreciation.Sorry if I'm pooping a party but make sure you understand what you're getting into (which you're already doing by asking the forum) and then make the decision that's right for you according to your objectives.

I property manage STR in the cape cod so this is actually good info

My idea was I could live there immediately and also do all the minor work that would not require an actual tradesmen, which would allow me to start building equity.

I was actually born in Hartford - would love to know how the market is over there!

Those properties will sell for significantly more than SFR's without ADU's (six figures more), and then appraisers can base their valuations on actual comps that more appropriately reflect the market value.In the meantime, BRRRR may be difficult to achieve. 

She actually was a junior attorney in the closing of my house and decided to no longer practice law and become a realtor instead,  her legal knowledge is extremely helpful.When you are buying you can use my strategy. 

This has actually increased our bookings. 

I also just bought an investment property in AE recently actually!

Not sure how well any given agent can actually assist a buyer in negotiations.