Another concern to consider is the selection of service providers, you don't have a choice in who does the work for the warranty company. 

@Robby Williams It's a good choice!

@Dasia WashingtonI agree with Bill, best choices are for the new SFR with the mother in law suits.

If I understand what you're describing, it sounds like your lender is being particularly aggressive and probably does not want you to refinance out of his/her loan product, though that is your choice.

From our experience It’s been beneficial to invest locally while we learn the business.

I do plan on getting a backup generator but there’s a one year backlog ughPlumber is pushing for me to switch to a new propane heater to heat both units.My concern is running out of propane and having the pipes freezing...Someone suggested to me that electric baseboard heaters are a good choice and cost effective.

Anyway, that's the basic choices you have when you are refinancing residential properties.  

Plenty of choice here, happy to chat as well.

If you’re selling a property and the buyer is financing, then you won’t have a choice and the bank will order it’s own appraisal.  

If there are any books you have to recommend I’d appreciate the names of those titles as well and if they helped guide you through your processes.Any advice or recommendations especially from those who lived and done it would be greatly beneficial.