While the COVID-19 pandemic rages on, Austin is starting to show how recession-resistant it is versus other top metro areas.

When this topic comes up, I always push people to use income versus net worth when possible, as the process is seemingly significantly easier.  

In Georgia, its Republican Senator David Perdue versus Democrat challenger Jon Ossoff, and Republican Senator Kelly Loeffler versus Democrat challenger Rev.

Even vacant properties versus properties with furniture in them vary in cost to heat or cool.

That is the nice thing about buy and hold strategy versus flipping where in flipping you are trying to time the market a little more.

. - Narrow down your focus on where you want to start and what you want to learn, probably best to pick one thing at a time to really dive into and get good at versus trying to learn every strategy in-depth at the same time.

I’mGoing to try to negotiate not keeping my down payment in leu of the repair costs or visa versus 

I do think based on the payment schedule you'll end up paying more with the FHA versus the VA.

@james TiuI do not look at the recourse versus non-recourse as being the primary reason to consider traditional financing (Fannie/Freddie) but something related.

In reality, I would assume most landlords will keep the deposit and move on versus trying to push for further losses, but there is always a real risk they will come after you, and could go after eviction, which would show on background checks for work and possibly credit reports.As for the mortgage: In reality, I think you would be hard pressed to find anyone that had their mortgage called on the terms of breaking an owner-occupant clause.