I would not count on any instant help from the government or payments to tenants for being furloughed.3.

If that is not part of the equation, then I'd do 20% down because I'm assuming you wouldn't have to pay PMI, Also you interest rate may be less, And, you instantly have that much more equity giving you more options if you run into problems.  

This is the problem with instant book; there is no filter for local guests as far as I am aware. 

So our stock market is still doing okay so far, when they receive sustainable income from Wall Street/market ; interest rate doesn't matter much.Think about it, there are 15K employees of Nvidia currently, they are now instant millionaire.

First, it depends on how much cash you will be putting down on the deal, because this will effect your payments, and whether you can begin cash flowing instantly, or further down the line.

Very simple and easy to use and the funds are instant into your account. 

And what are some tips for beginner investors getting comfortable with spotting good deals and/or things that instantly make you walk away from a deal?

I always leave a snack pack with microwave popcorn and a few chocolates, a few pieces of fresh fruit, some instant oatmeal, coffee, tea and cream.

Off Market with Instant Equity How did you find this deal and how did you negotiate it?

That said, the value with ADUs right now will be in the potential for instant cashflow it will create from the get go (which is a big deal in SoCal).