Mind giving this deal another pair of eyes?  

It's best to pair this with something that mitigates the financial loss to the charity like a significant whole life insurance policy. 

I 'grew a pair' and tried making the deal happen anyway!

Furthermore, there was no full bathroom, just a pair of half baths that she wanted to add up (0.5 bath + 0.5 bath = 1 bathroom).

HM unless paired with a complementary exit strategy is very risky.

You probably try on different shoes/pants before you buy a pair...this is way more important than shoes or pants...try on many different banks before making a decision. 

Hi there @Robert Benoit any questions do you have about investing just let me know and |I'll be glad to anwswer them for you and help you through the process, as well as many others on this biggerpockets.com to guide and learn from.

So you can do 9 in your name alone, and 9 in her name alone, but if you do the 10th together we will go [ 9 + 9 + 1 = 19 = greater than ten ] and say "no" even though neither of you alone has more than 10.I did "fourplex" financing a while back for a deal that was, on paper, actually a pair of adjoining duplexes with a shared driveway.

Please let me know if you have interest and/or need an extra pair of hands.

I am very well prepped for this career and believe my talents paired with a great mentors knowledge will be more than beneficial for the both of us.