Financing mixed-used property purchase

[Nam Doan]

I have a ratified contract for a purchase of a mixed used property in Baltimore,  MD. What are my options in financing this property? I've spoken with two lender and the first lender said it has to be a commercial loan. The second lender said it can be a residential loan. Who is correct? 

From my internet reading, FHA does mixed used financing with commercial space in the property up to 49%. This is fine for the property I am purchasing since only the ground floor is commercial and the two top floors is residential space.

Lastly, can anyone recommend an experience lender working with mixed-used properties? 

Thanks,

Nam