He gave me a shot in the arm by saying, If you can deal with annuals you can easliy handle short tem.

The typical main Tem members are Attornies, real estate Agents, CPA's (or accountants), inspectors, General Contractors, and Handyman people.  

Recently, I worked in business development for a telecommunications expense management company (TEM) that manages wireless and landline expenses for small to medium-size corporations with anywhere from 30 to several thousand phone lines.

You can make a claim under your policy and pay the deductible, you'll sign a subrogation agreement allowing your insurance company to collect from your neighbor's policy.Or, contact the neighbor's company and ask tem to cover your damages, they can without you paying any deductible.Or, you can file suit for damages against the neighbor and their insurance company will defend them under the liability portion of their policy and cover costs. sounds like you would have no problems with this route but you need to speak to your attorney.

I have documented proof that in January alone my partner and I had a potential net profit of $200,000 walk away because we don't have a propper tem in place.

Have a few years under my belt as a buy and hold landlord,  but as we all know the returns on that are more of a long tem goal.

Maybe I won't write tem off completely.Congratulations again and thanks for sharing.

I am trying to figure out how to do tem on the printer and using mail merge, but I wanted to get them out and not but stuck on research.

Therefor if it is a great deal an extra commission although not a feel good solution may be the best short tem solution.

I am new in investing world, I'd like to know how do you set your tems with your realtor.