Neighbors house caught fire, mine was damaged too. Who should pay???

[Chris K.]

So my neighbors townhouse completely burned out to a shell. The is no actual fire damage to my house (Vacant rental) but the FD kicked in my door, broke a couple windows and poked holes in the ceiling and roof. Theres also water seeping in the basement from next door. Shouldn't the neighbors insurance have to pay for the damage to my house??? I called USAA to let them know what happened but they're telling me I have to pay my deductible?? I'm lost, shouldn't the neighbors insurance have to pay for the damage to my house??