You can go as low as 10% down and there are programs that allows this for first timers with good credit.3.

Personally I'm against these types of programs, especially 5-figure ones.

Usually a post like this or even remotely similar to this is posted by a newbie or someone that has a coaching program for sale. 

The area has seen growth in both the residential and rental markets, making it a potentially lucrative investment.For financing, you can explore options like conventional loans, FHA loans (for owner-occupied properties), or even local programs that might offer lower down payments for investment properties.

It is a corporate housing arbitrage mentoring program.I'm about to sign up but wanted to do my due diligence I want to check with people here if this is legit and if the program is worth the money they as asking for.

There are alternative programs out there with reduced cost, but you are typically looking at 20% down. 

I was almost about to join his warrior program but decided against it because of the guy who was super rude and arrogant.  

Tell us more about these loan programs~

In order to work Joes program would take at least 5-10k.

By happenstance the lender I work for treats the territory like a mainland loan (think Hawaii) and almost all conventional programs are available and even priced accordingly.