Creative Real Estate Financing
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated about 3 hours ago on . Most recent reply
![TJ Dittmar's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3182473/1739378683-avatar-tjd42.jpg?twic=v1/output=image/cover=128x128&v=2)
Looking to accelerate cash savings
I am currently in the process of saving my 20% + 6 months buffer for a rental property. My target goal is $30,000 and I'm currently at $17,000. It should take me around 3-4 more months to save the additional funds. But since I'm in the learning/saving phase I'm thinking ahead on other ways to accelerate funds fast to make deals quicker. I have a W2 job and I'm already working overtime and picking up as many saturdays as I can within my current family obligations. What would be some ways to find financing that wouldn't require 20% down.
At the end of the day I'm ok with taking the slower path of saving up the cash for the down payments and buffer but if there's a quicker way that I'm not aware of I'm open to all options.
P.S. I can't house hack because of the family situation so I can't be approved for regular loans that require you to make the property your primary residence.