Hopefully, you can meet genuine people that want you to succeed and will assist you in your endeavors without trying to take advantage of you.

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As European residents, we directly manage investments, leveraging the fiscal and legal advantages available in the EU.

The secret is deploying an unfair advantage and/or buying good assets + time.

From my understanding, it might be more advantageous to refinance as a rental property at a lower LTV with income from two units, rather than as owner-occupied at a higher LTV with only one rental income considered.

Here’s a summary of the key advantages:1.

There are multiple strategies to take advantage of opportunities during an expansion.  

Hard to produce cash flow or break even with that much debt, at that rate.House-hackers, however enjoy certain one time (non-scalable) advantages that should be taken advantage of in the early days: - They can assume pre-existing debt like VA and FHA Loans (rather than take it on Subject-To which is dramatically riskier).- They can rent by the room and self-manage to produce day 1 cash flow.- Many of these HCOL areas also have strict limitations on AirBnB or short-term rentals... that do not apply to owner-occupants - thus allowing for extreme cashflow potential for house-hackers.

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.) • Multi-unit would only support a %, so a quad would 25% and prorated over all years of ownership....witteling advantage to not worth the effort. • Single unit properties get pro-rated.