Stricter gun laws won't cost them a dime.

Since a phone call doesn't even cost a dime anymore, what have you got to lose?

Explain that the property is a piece of junk (be ready to send the creditor pics and a rehab estimate), is the only asset of the unemployed seller (embellish a little) and that this was likely the only chance the creditor would get of ever receiving a dime from the seller.

Even if I have to get the best rehab course money can buy, it will be worth every dime.

I have totaled two cars within two months and didn't have to spend a dime both the time.

That's why you hardly hear about any (barring a few major exceptions) real estate billionaires out of the Midwest but RE billionaires out of primary markets are a dime a dozen.I would personally invest in markets where there is a higher chance of capital appreciation (West and East Coast, bigger cities) vs. income (secondary and tertiary markets).

@Colleen F. is correct about using their insurance.These tenants are pros, and probably on vacation somewhere enjoying themselves on your dime.  

Good tenants are a dime a dozen.

I don't put a dime into it. 

Its wise to market to both and good for you for taking action but wholesalers with no deals and lots of buyers are a dime a dozen.