You can see a sample of that form in the link below.https://www.uuinsurance.com/z_Agent_PDF_Forms/Policy%20Jackets/HO4%20Renters.pdfAn explanation of the contents of the HO-4 is in the link below.http://www.insurance-education-group.com/ho4-renter-insurance-policy.htmlSome additional coverages for the tenant to consider are:Additional Living Expense - this endorsement reimburses the tenant for out-of-pocket expenses over and above their normal expenses due to the property being uninhabitable from an insured loss.Damage to Property of Others caused by an insuredMedical Payments in the event a third party is injured on the premises Flood Coverage for Tenant's personal contents (not offered to renters except as a separate endorsement)Burglary Property Damage coverage (not offered to renters except as a separate endorsement)All Physical Risk rental policy has coverage for just about anything (most tenant policies are Named Peril, not APR)List of some renters insurance providers, AKA personal property insurance providers (list is in no particular order):Lemonade http://www.lemonade.com/Jetty https://www.jetty.com/renters-insurance/Amica https://renters.amicacoverage.com/Progressive https://www.progressive.com/lp/renters/Geico https://propertysales.geico.com/LandingState Farm https://www.statefarm.com/general/renters-insuranceAllstate https://landing.allstate.com/aff/auto-renters/responsiveUSAA https://www.usaa.com/inet/wc/insurance_home_rentersAssurant https://www.assurantrenters.com/ePremium https://www.epremiuminsurance.com/Renters-Insurance/Default.aspxEsurance https://www.esurance.com/insurance/rentersFarmers https://www.farmers.com/renters/Liberty Mutual https://www.libertymutual.com/multi-online-quotes?

In other words, turn lemons into lemonade!

In other words, turn lemons into lemonade!

In other words, turn lemons into lemonade!

When life give you lemon make lemonade.

She was just upset that the postcard took up too much room in the mailbox...seriously...She wanted me to stop mailing them to her, I explained that I wish Tom Thumb would stop mailing me about how they have strawberries on sale..who gives a crap about the strawberries being on sale?!?!?!

Thanks for any input; even if it is set up a lemonade stand for the weekend and get some cash for a yellow letter campaign!

Some like strawberry.

I'm going to be 31 next month.Here is my life in a nut shell:Middle School: Self employed "Strawberry Picker", woke up early every morning, had my mother drop me at the berry patch picked quart after quart of berries, took them home, washed them, and then sold them to the Senior Citizens in old age homes.

We have some plans in place to begin investing in both Brewerytown and Strawberry Mansion, and also are experiments with buying at the Sheriff Sale.