Ran into a similar issue as you back in 2021 when I was living in San Francisco.

Does anyone issue a flat rate to tenants each month to off-set water bill.

I've found many properties with title issues wind up with unpaid property taxes so checking on delinquent taxes, tax deed sales and lands available for taxes might help you identify some.

It appears there are still opportunities to buy good properties in decent areas, though I’m sure it’s important to be very specific about locations.

The Tax Claim Bureau will automatically issue a Deed. 

Family medical issue- being near my mom is the driver. 

I think coaching can be really helpful if it's specific.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

Even if they have a public record in your county, they may have issues in another county that are not disclosed.

.⚠ Other Issues – They could be hiding something (evictions, unpaid rent history, or other financial instability).What You Can Do:✔ Ask for the official employment verification letter – Many HR departments provide standard verification letters upon request.✔ Verify pay stubs – Cross-check them with bank statements to confirm deposits match.✔ Call the employer directly – If HR is off-limits, ask for a manager’s contact instead.✔ Stick to a Consistent Screening Process – Fair Housing laws require uniform screening criteria, so making an exception for one applicant could lead to discrimination claims.