Ie money, credit, or a way to finance an investment.

The IRA LLC is often used for creditor protection; however, IRAs are already fully protected from creditors in the state of Oregon. 

You may need to explore different financing options such as short-term fix and flip loans, home equity lines of credit, or even remortgaging another property.

Consider FHA loans, working on your credit, or DSCR loans.

If the contractor doesn't have the credit or means to handle this amount of money until the work is in place then as an owner I would want to pay the sub/supplier direct or provide a joint check.

If I bring you in as a creditor and allow you to provide me with such data, I'm relying on you to do so in compliance, properly and accurately.If you fail in your duty I'm responsible, the only recourse I have is to hold you responsible and if you lack the ability to cover any error, omission or intentional acts, my recourse is limited.

Hey @Amir J Reichental, There are small pros and cons to this: Home Address:Pros:Privacy: Providing your home address keeps your personal information private, as it's not tied directly to your business.Convenience: If you're already receiving mail and other communications at your home address, it may be more convenient to keep everything in one place.Cons:Risk: Using your home address exposes it to potential risks associated with the property owned by the LLC, such as lawsuits or creditors targeting your personal assets.Tax Implications: Depending on your jurisdiction, using your home address could have tax implications, especially if you're claiming any tax benefits or deductions related to the property.LLC Address:Pros:Asset Protection: Using your LLC address helps separate your personal assets from your business assets, providing an extra layer of liability protection.Business Image: Using the LLC address for business-related documents can help establish credibility and professionalism for your company.Cons:Public Record: LLC addresses are often part of public records, which means they may be more accessible to anyone who wants to find information about your business.Mail Handling: If you don't have a physical presence at the LLC address, you'll need to ensure mail forwarding or a reliable method of receiving important documents.Ultimately, the decision depends on your specific circumstances and priorities.

Having a loan in your name for a property owned by an LLC has potential to allow a creditor to pierce yoiur LLC.

The individual is a creditor of the reporting company.The term “creditor” means an individual who would meet thedefinition of a beneficial owner of the reporting company solelythrough rights or interests for the payment of a predetermined sumof money, such as a debt incurred by the reporting company, ora loan covenant or other similar right associated with such rightto receive payment that is intended to secure the right to receivepayment or enhance the likelihood of repayment.For example, an individual qualifies for the creditor exception ifthe individual is entitled to payment from the reporting companyto satisfy a loan or debt, so long as this entitlement is the onlyownership interest the individual has in the reporting company.

Would I be better served to use cash as down payment for new properties or pay off 1 property and get a line of credit or cash refinance that would be more than enough for down payment of new properties.