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Here is the layout,, Main house has 3 units and there is a stand alone cedar log cabin 920 sq ft. (4 units total - 2 separate dwellings) There is also a two level garage that is attached to the main house.

Seems like a smart investment given that >60% of this area rents vs. owns their residence. https://www.washingtoncapitalpartners.com/real-est...I've been using the above article to guide my research, but want to start digging to the next level of detail. 

I was doing some searching today and found this amazing community that I look forward to being a part of. you guys have a tremendous amount of knowledge that help people build wealth and success on many levels and I am glad to be a member. 

The issue is that it is a Bi-level and the appraiser isn't counting the downstairs as Living space even though there is a master bedroom full master bathroom and powder room.

My husband is a contractor so I am open to fixer uppers. 

As for fixer uppers?

Note purchased by Health Savings Account. 84 payments @ 10% $400/month.Typically we don't go down to this asset level, but buyer has skills and plan.

@Justin TurnerYou’re missing the fact that unless every single property was a fixer upper you will not have anywhere near the amount of equity needed to refinance out of that FHA loan in order to get another FHA loan in your name.

Also for the record, besides income, money in the bank and credit score typically your experience level doesn’t determine your rate at all really for 99 percent of banks