You produced one of the better explanations of DSCR I've seen here.Mike

Got a second opinion from a CPA, who said he never heard of a title company doing this before.Title company now suggests using their partner firm who meet their requirement, but can't provided an explanation for why they can't cut the check to the IRS.

Thank you so much for the explanation.

That is good to know, thank you for the explanation Ryan.

Thanks for the reply and explanation!

Prosper's explanation was that many providers deny claims for the particular items/incidents they call out.

Thank you very much for detailed explanation!

A simple explanation of the above information.   

@Terry JohnsonThis is the best explanation I could have received!

With an explanation would be nice too.