Hey Brian,  I know of a great guy who specializes in Freddie/Fannie loans for MHP all over the country. 

I noticed there are a couple meet ups right here in Hudson County.  

I quickly pulled out google map and noticed this area is next to the ocean........... in my opinion it's a risky area............

My mother-in-law has a house which we are helping to do some rehabbing and she is planning to rent it out.One of the problems that we noticed, is that the exterior wood stairs (connecting the kitchen and garage) is exposed, so if it's raining, it would be very inconvenient for the tenants.

Yeah I noticed the $2/tenant, doesn’t seem overly expensive to me.

So I've been noticing a lot of advertising for UPNEST lately on YouTube and was wondering if anyone can provide some honest review of their service. 

If it looks like gov't subsidized terms/conditions, it probably is, meaning Fannie and Freddie guidelines will apply.

I did notice that taxes are very high for the South Suburbs and am taking that into consideration.

If you have a Fannie or Freddie mortgage, there are specific guidelines on what happens in these situations. 

If it's a fannie or freddie loan (ie, 30yf), you're looking at 25% down.As rates continue to rise, "quotes" and the like are meaning less and less as the refi jockeys scramble in desperation.