Now I pay extra, but make sure they have coverage.  

Tip of the day: Always check your insurance coverage on your properties to ensure you are getting the coverage you want whether it is replacement cost or actual cost of something other.

I went to a seminar held by Equity Trust yesterday which was very comprehensive and I picked up some New Info about buying a property with money combined btwn your SD-IRA & your Cash.

You can do this by showing a favorable debt service coverage ratio (does it still cash flow at 75% occ), purchased below comparable sales, etc.

I found it fundamentally frustrating that when I found a potential investment, I'd then have to go to one website to get rent rates, then go to another to get property taxes, then go to another to get mortgage payment info, then punch all that information in to some spreadsheet instead of just having that information right there and then.After putting up with this for a while as a new investor, I decided enough is enough and I went ahead and created an app called IRES that not only allows you to search for properties and list them; the results also give you the following:Estimated Rent1% ruleCap RateRent/CostCOC (cash on cash)DSCR (debt service coverage ratio)NOIP&IInsuranceProperty TaxesHOA FeesHere is a screenshot of what you'd see:So with all that said, you can download the FREE version for Android here (Still working on the paid version):https://play.google.com/store/apps/details?

Minimum debt coverage ratio of 1.25.  

Again, no way of knowing if the reader understands you (This also can be interpreted as being lazy).It is not okay to start a sentence with an acronym.A few acronyms in our real estate industry:   CMBS-Commercial mortgage-backed securities   FDIC-Federal deposit insurance corporation    NOI-Net operating income    DSCR-Debt service coverage ratio    HELOC-Home equity line of credit I would love to hear some new acronyms unfamiliar to me.

@Cameron Carter I have one agent that I know who does a lot of Arizona investor properties and is independent so she can tailor the coverage needs etc.

Other's argue that proper liability insurance coverage will be all that you need.2) If you invest out of state in real estate. 

I've built a comprehensive model that includes the costs of capital, holding costs, etc.