With your excellent credit and a solid down payment, they may be open to adjusting their rate, especially if they know you’re shopping around.Explore Non-Traditional Lenders: Some private or hard money lenders could offer lower rates for DSCR loans, particularly if the property cash flows well.

How well do they know the markets and neighborhoods they operate in?    

I do DSCR loans in al 50 states I'm looking at a property in Shawnee, KS. and was thinking a DSCR loan would work well due to the fact the house is priced well below market, and the rents in the area could easily cover the PITI

Well, that low hanging fruit has been harvested.

I got future walls done with wood panels as well as paint and wallpaper put up.What was the outcome?

Well next time have your GC walk it.

I have some resources that I use for my clients can help as well.

That's a key part of doing well long term.Good Luck!

We've been investing in Kansas City for 12 years now and done quite well.

Don't just take their word on the P&L as well.