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Updated 5 months ago on . Most recent reply
![Jerry Tilley's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2768336/1726185351-avatar-jerryt85.jpg?twic=v1/output=image/crop=3024x3024@0x503/cover=128x128&v=2)
Are there other loan products out there that are asset based besides DSCR?
I'm looking at purchasing a rental in North Carolina, I have Excellent credit (800+) and money for the down payment.. BUT!!! Im self employed and my debt to income doesn't look good on paper. I got pre approved for DSCR From 2 different lenders but they're both mid 7's in interest. Does anyone know of a lender that is asset based that can get in the 6.9 range? Thanks for your help!
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![River Sava's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2481388/1712786298-avatar-rivers3.jpg?twic=v1/output=image/crop=387x387@175x8/cover=128x128&v=2)
River Sava
#2 BRRRR - Buy, Rehab, Rent, Refinance, Repeat Contributor
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Hi Jerry - I just made the move from Charlotte to Tampa. Very familiar with the market. Happy to connect with you to dicsuss further!