I would try to line up your money so that when a deal you feel very confident about comes along you can pounce on it.

Bottom line, your IRR and cash-on-cash return can go way up when you leverage OPM.  

Then, my inlaws have agreed to take out an equity line of credit on their house and are going to have a little more than 40k in money that they are going to allow me to use.

., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)

I thought we could focus on only doing deals on FSBO's, but then the question arose on how would we get accurate comps if no Realtor was involved.I wanted to double check with the fine people of BP to see if perhaps there was some aspect I was unaware of, where Realtors are just lining up to do free work for wholesalers without any compensation.

More in line with what appears to be your thinking, have you also read the hundreds of posts I have made here on topics not related to seller finance or compliance.

.), and plenty of knowledge of Excel (I've written VBA overlays for Excel that counted thousands of code lines).

Examples of income of this type include income from hourly workers with fluctuating hours, or income that includes commissions, bonuses, or overtime.History of Receipt: Two or more years of receipt of a particular type of variable income is recommended; however, variable income that has been received for 12 to 24 months may be considered as acceptable income, as long as the borrower’s loan application demonstrates that there are positive factors that reasonably offset the shorter income history.Examples of positive compensating factors that we like to see (1-3 will generally do it)...Employed in same line of work.Makes sense from a common sense perspective, like someone is returning to the workforce after being a stay at home parent for a while.Recently finished some training or education program that lines up with the new line of work.Low DTI.Great credit.Income trending upwards. 

Even accounting for the loss in my bottom line isn't a problem.So if you're a wholesaler dealing in our area, please leave a note or shoot me a message. 

My wife is gun shy about putting more money on the line so I'll have to look at all options.