Any advice or solutions to get around the hard money dilemma would be greatly appreciated!

You offered no solution to his roadblocks.

When you 'cross' that with 'having been homeless' it makes me think of someone grasping at straws who is desperate for a solution.  

I appreciate the advice, because of the low availability in this area for multifamily homes with separate units, I thought room rentals could be a solution.

Good luck Thanks bob you’ve explained how big your operation is and that’s wonderful and all but for us investors who have only a couple properties and can’t “give contractors as much work as they want” I’m looking for a solution.  

Yes, I hate seeing the suffering but I am a professional solution profiter, I make $ off solving problems so MORE problems is a giant blue light special. 

Talk through the options the owner has to solve the problem and give them agency to pick the solution they want.

It might also be worth looking into any federal or state disaster relief programs that could provide assistance, especially if the storms have been declared federal disasters.Hang in there, and I hope you find a solution soon!

I know tons of investors who have received additional discounts in rate and closing costs for having multiple files closed with the same investor at once.Happy to connect and strategize more creative solutions if needed.

That's where the story should end.If they continue to complain, ignore them because the solution was already provided.