When that happens, they are not able to retain residents. 

If you intend to pay it off soon and retain the property then it's a gamble if you should have it or not.  

The interest is tax deductible (check with your CPA) and you retain your cash.

Hello,What is a reasonable retainer amount without going overboard?     

The contract does state: "If a buyer fails to perform Buyer's obligations under this Contract, including payment of the deposit, seller may elect to recover and retain the deposit for the account of the seller as agreed upon liquidated damages, consideration for execution of this contract, and in full settlement of any claims". 

There are decent liquid alternatives to retain the heat in the pool. 

I don't do audio books science says you retain more through learning.

Common fees will include a set-up fee, leasing fee for each turnover or a lease renewal fee, marking up maintenance, retaining late fees, and more.

I had some functional landscaping done recently with a retaining wall, and swells for water flow since it's a sloping backyard.

A small consultation fee is better than a large retainer and a prolonged situation which would see arbitration and possibly an appearance in front on a judge.