For construction costs I’d factor 200,000 250,000.Things you need to check: Service size of water (might need think of a pressure booster), electrical service panel, spray foam entire home I would recommend closed cell spray foam, since this is higher r value and moisture barrier. how is the structure of the building?

I don't like to chew on the fat or beat around the bush, so ...Do you think it is wrong when; There is a house for sale listed with a agent/(broker etc..) and you go up knock on that individuals' door, and one way or another tell them ( and this can be in any number of ways, such as - Dont bother listing it with them/ Take it off the listing/ Save your 3-6% with me etc) and pretty much under cut the agent/broker and deal directly with the owner?

Nobody knows it is a service.Also, using an app called You Mail, for my cell phone helps manage voice mail much better than default programs.

My keypad wasn't properly linked to my cell base station.  

I'm sure their cell phones get paid for on time every month before you do.

Check craigslist.org for the cheap ones and the appliance repair guys for their scratch and dents, like Michael said.I also agree with Jonna that you should develop a relationship with a few local "mechanically talented" guys you can have on call in your cell phone to call them up and say "This is what happened, can you fix it or do you know a guy who can?".

I also put a gate with heavy chain and big, fat padlock.

If anything happens to a cell phone, the texts are gone...or are they?

Depending on floor vs flange height, you may need a fat wax ring, or even two.

Quicker at times to exchange contact info then pulling out the cell phone.