@River Sava, great first name, same as one of my granddaughters!

But with that one lender I found I am not lendable due to not having proof of income for the last two years.

I would consider selling one of the properties, paying off the debt, creating a reserve for your remaining investment, and ensuring you are 100% financially stable before you invest again.

Hi @Shawn Questaplease add me to your buyers list if you have one!

I attended one in Studio city recently which was great, please look at the Events and Meetup Section on BP.   

Quote from @Luis Herna: Let say I am a licensed real estate agent in oklahoma and there is one buyer in new York wanting to buy a property in Texas.

High property tax isn't an automatic 'no', but is one negative factor in my analysis.

I have property in three out of four of those counties including one SFH in Madison, one SFH in Limestone on 20 acres that's being developed to a MHP slowly, and one existing small MHP in Morgan County. 

The property can just about cover the refi in year one.  

But some of those discounts (particularly those for OwnerRez and Hostfully) look pretty decent in case any one else is considering using them.