Hey @Phillip Spears , sounds like you've got some great momentum going and making some beneficial moves during the pandemic to improve your life.  

He is now saying I can’t end it without giving a reason as we are in the middle of a pandemic.

You are about 2 miles from the beach and AirDNA has stated the occupancies in the area have remained high as its a "drive-to" destination that did not get hurt as bad during the pandemic.

Loaned a contractor money to buy a flip in 2018, and that was for me, but unfortunately the relationship didn't last. 6 months ago, i invested in a private placement, that sort of went sour w/ the pandemic.

They all started right as the pandemic was starting and this accounted for an extra $30,000 to $35,000 per client.

With Coronavirus happening many people across the world have re-evaluated money versus time.

I've driven through that quadrant extensively when I went because I was putting in offers for a couple at the time and that was my conclusion, but the prices now reflect that as well.All of my rentals around that area have performed very well from when I started in late 2017 until today from a cashflow & appreciation standpoint, even throughout the pandemic.

Even with the pandemic we only have about 10% of our tenants having issues paying and they are all paying what they can.  

So 20k down 1% rulethey want to get 2k a month NET after all costs.. although I think as we have seen in this pandemic cycle.. that many investors really under estimate how much reserves they will need .  

What if the home prices drops in a year or two since things can get back to normal after pandemic?