It will not be easy but if you keep at it, keep sacrificing eventually you will be able to not just take a trip to Europe but take trips around the world.

Everything for me has to do with timing because of the nature of my full time job , I am sacrificing my personal time and down time doing everything I can to make it work .

We've been trying to "get ahead" and have recently realized we don't want to push any harder while sacrificing time with our two young girls.  

The further you get in either direction from the benchmark, the better/worse the deal is.While deals like this certainly don't hurt a portfolio, I think for your first property I know there are better deals out there, WITHOUT sacrificing the turnkey potential.

FHA financing can get you in the door, but sacrificing the things that make an investment worthwhile such as cash flow should not be a motivating factor if your new to this, because I assume if you are willing to sacrifice cash flow your being speculative about growth; supported or not would you have a hedge to that risk?     

You sacrificed to make investors and lenders whole where others wussed out and handed back keys.  

YMMV but if I were selling, I personally would view a HELOC with a $0 balance and $200k limit as the same as cash if your offer were for, say, $180k or less (show me the statement).If you're already leveraged to the max like many REI folks enjoy constantly being, then you've sacrificed the flexibility to do this for that leveraging.

This allows for higher volumes and a thicker pipeline, without sacrificing reliability or customer service, than would otherwise be possible.- You're going to know if you still owe me paperwork, because your worksheet is going to have the word "NO" in red letters right next to the words "2015 W2 or 1099s, as appropriate."

Sacrificing a portion of your return per project is offset by the ability to increase volume.

You are also sacrificing a lot of time into attaining $200 a month.