By previous conversations, the Seller is unlikely to extend/decrease payment past this point.

You missed the salient question -- Lender has borrower liable for loan --- a wrap occurs -- there is now a new person (in addition to the first) that is liable for the loan -- 2 people are liable -- how does this decrease the security of the lender -- they still have their "approved" borrower -- and now they have another -- approved or not -- they have 2 -- 2 is better than 1 -- yes?

I understand that working with professionals decreases the likeliehood of this happening (and this person is a corporate America professional) but thought I'd get some insight from this very well versed community!

Time on the market was nine days less than pre-pandemic levels in the South, 14 days less in the Midwest, and 16 days less in the Northeast.Meanwhile, time on the market decreased compared with last year in 33 of the 50 largest metro areas this May, up from 26 last month.

. - A dramatic increase in the supply of willing workers usually results in a decrease in hourly wages. - A dramatic increase in the supply of folks needing a place to live usually results in increasing home prices and increased rents.

This industry standard has been adopted over the past several years, and during that same tenure cap rates have compressed mainly due to a decrease in interest rates.

I don't think you see nightly rates increasing either - I think you actually see a decrease in rates due to the competition and peak from 2-3 years ago. 

You can either buy it out in points or have a higher rate for a decreased PPP.

I'm assuming that once these platforms become more accepted as just another asset class (no different then mutual funds) to invest in for one's retirement (and I do believe we're going that direction) the restrictions on who they let fundraise on their sites will actually decrease a bit as the occasional blow up will do far less damage once RE crowdfunding has a lengthy track record. 

His mortgage is less but all he is doing is decreasing living expenses, not building wealth.